Who insures the community?
The community has an insurance policy through Allianz.
What community insurance do we have?
The community has full cover on common and private buildings. Buildings and mains installations are covered against fire, water damage, breakage, electrical damage etc. Aesthetic damage to the building is not covered.
What do I, as an owner, have to insure?
Each owner need only take out contents, public liability and aesthetic damage cover. You do not need to arrange buildings insurance on your individual apartment.