I have added the community building insurance policy to the website.
This can be found on the main menu Services > Insurance
A direct link is here: https://lacalaowners.info/pdf/Poliza-Allianz.pdf
I have just had a fire in our kitchen and the community building insurance does not cover this.
You have to have your own insurance policy for contents, public liability etc. I have also 80,000 euros in extra building insurance to cover glass curtains, other incidentals etc.
UPDATE:
Example of policy cover — The apartment above me Apto 312 there was a leak through to my ceiling on the terrace. It was unsure whether it was coming from the terrace wall or a section of the terrace floor in Apto 312. The assessor from Allianz (community building policy) said it was not covered on the community policy. The owner at that time of 312 had to pay for the repairs. Thats why its important to have extra building contents on your own policy.
Regards
Roger
Apto 308
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